Wednesday, January 25, 2023
HomePrivate JobsBihar Private jobsJobs in Motihari For Fresher

Jobs in Motihari For Fresher

Job Details

Hiring Organization HDFC Bank
Post Name Retail Agri-Credit
Qualification Bachelor’s Degree, Master’s Degree
Industry Private
Employment Type Full Time
Work Hours 8 Hours
Salary 30000/- To 35000/- Per Month
Location Motihari, Bihar, India 845401

Job Description

 Providing support to branch profitability through Client acquisition, financial Literacy, account opening & credit scrutiny.

Primary Responsibilities:

  • 1. Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check;
  • 2. Update BET details/findings in the BET tool, this also includes;
  • 3. Appraise credit manager / RM of any ring leaders, dummy customers, and possible fraud events identified during field activities for necessary action.
  • 4. Physical File Verification with system/Mobile APP- Crosschecking of entry done in a system with application form details of each member via KYC detail, family details, existing loan details & activity
  • 5. Entering visit details on a day-to-day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

Additional Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain tracks from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, competition presence, customer quality, market trends in terms of launch of new products by competitors,
  • change in their sourcing/appraisal process, etc.
  • Other activities such as post approvals visits, recovery visits along with the sales Officer, preparation of MIS, or any other as informed from time to time.

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree

Required work 

  • Industry: BFSI/Insurance
  • Role: Fresher/Sales

Required Skills:

  • Honesty & integrity
  • Hard & smart working
  • Go-getter attitude
  • Ability to convince & influence
  • Good observation skills
  • Communication & interpersonal skills

Other:

  • Reporting Designation: Credit Manager
  • Reporting Department-Sub BU: Retail Agri Credit

Other details

  • Contract Types: PERMANENT

Apply Now

RELATED ARTICLES

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Most Popular

Jobs in Calgary Full Time

Jobs in Calgary Airport

Calgary Jobs No Experience

Jobs in Calgary

Part Time Jobs in Montreal

Jobs in Montreal for Students

Jobs in Montreal English

error: Content is protected !!