|Hiring Organization||HDFC Bank|
|Post Name||Retail Agri-Credit|
|Qualification||Bachelor’s Degree, Master’s Degree|
|Employment Type||Full Time|
|Work Hours||8 Hours|
|Salary||30000/- To 35000/- Per Month|
|Location||Motihari, Bihar, India 845401|
Providing support to branch profitability through Client acquisition, financial Literacy, account opening & credit scrutiny.
- 1. Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check;
- 2. Update BET details/findings in the BET tool, this also includes;
- 3. Appraise credit manager / RM of any ring leaders, dummy customers, and possible fraud events identified during field activities for necessary action.
- 4. Physical File Verification with system/Mobile APP- Crosschecking of entry done in a system with application form details of each member via KYC detail, family details, existing loan details & activity
- 5. Entering visit details on a day-to-day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.
- Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
- Cross Verification of certain tracks from different MFIs on case to case basis.
- Accompanying Credit Manager for post disbursement visits, if required
- Advance planning with business team on groups to be visited per week.
- Feedback to Credit Manager about geography, negative area, competition presence, customer quality, market trends in terms of launch of new products by competitors,
- change in their sourcing/appraisal process, etc.
- Other activities such as post approvals visits, recovery visits along with the sales Officer, preparation of MIS, or any other as informed from time to time.
Educational qualifications preferred
- Category: Bachelor’s Degree, Master’s Degree
- Industry: BFSI/Insurance
- Role: Fresher/Sales
- Honesty & integrity
- Hard & smart working
- Go-getter attitude
- Ability to convince & influence
- Good observation skills
- Communication & interpersonal skills
- Reporting Designation: Credit Manager
- Reporting Department-Sub BU: Retail Agri Credit
- Contract Types: PERMANENT