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Jobs in Motihari For Fresher

Job Details

Hiring Organization HDFC Bank
Post Name Retail Agri-Credit
Qualification Bachelor’s Degree, Master’s Degree
Industry Private
Employment Type Full Time
Work Hours 8 Hours
Salary 30000/- To 35000/- Per Month
Location Motihari, Bihar, India 845401

Job Description

 Providing support to branch profitability through Client acquisition, financial Literacy, account opening & credit scrutiny.

Primary Responsibilities:

  • 1. Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check;
  • 2. Update BET details/findings in the BET tool, this also includes;
  • 3. Appraise credit manager / RM of any ring leaders, dummy customers, and possible fraud events identified during field activities for necessary action.
  • 4. Physical File Verification with system/Mobile APP- Crosschecking of entry done in a system with application form details of each member via KYC detail, family details, existing loan details & activity
  • 5. Entering visit details on a day-to-day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

Additional Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain tracks from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, competition presence, customer quality, market trends in terms of launch of new products by competitors,
  • change in their sourcing/appraisal process, etc.
  • Other activities such as post approvals visits, recovery visits along with the sales Officer, preparation of MIS, or any other as informed from time to time.

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree

Required work 

  • Industry: BFSI/Insurance
  • Role: Fresher/Sales

Required Skills:

  • Honesty & integrity
  • Hard & smart working
  • Go-getter attitude
  • Ability to convince & influence
  • Good observation skills
  • Communication & interpersonal skills


  • Reporting Designation: Credit Manager
  • Reporting Department-Sub BU: Retail Agri Credit

Other details

  • Contract Types: PERMANENT

Apply Now



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